Loading BudgetTogether…
Checking your session.

Make this budget your own

Start with your household, then your monthly plan. Record income and payments as they happen so the dashboard reflects your actual budget.

  1. Name your household members. Under People / Split Totals, choose Manage. Rename the people for your household and save. Up to four people can be active. Adding a name here does not give that person access to your budget.
  2. Choose the month you want to work on. Select a month under Months. Use Dash for the yearly overview. Check the transaction date when entering income or expenses.
  3. Build your bill plan. Use Add Bill for rent, utilities, subscriptions, and other regular expenses. Set the name, default monthly amount, due day, category, and people who share it. Use a personal bill for one person, shared for an equal split, or custom for a different split. Edit existing templates to match your household.
  4. Enter your income. In Transactions, use + Income for the appropriate person. Enter the date, name, and amount actually received. Repeat for each paycheck or other income.
  5. Record what you actually pay. On a bill, choose +ADD to enter a linked payment, including its date, actual amount, and who paid. Use Add Expense for other spending. A planned bill alone is not a payment.
  6. Review and wait for the save. Check Planned against Actual, the summary, and person totals. Changes save automatically after you submit them. Wait for Saved before closing; if a save fails, use the available retry and wait for confirmation.
PAY and +ADD do different things

PAY opens the bill’s payment website, or asks you to save its URL. It does not send money or automatically record a payment. After paying, use +ADD to record it. Example: if your electricity plan is $150 but the actual payment is $142.60, record $142.60 once with +ADD.

Change a bill for one month or retire it

Use EDIT to change a bill. A monthly override changes the amount for the selected month while retaining its default amount. RETIRE keeps the bill in the selected month and earlier months, hides it in future months, and keeps transaction history. Restore it if it becomes a regular bill again.

Understand the dashboard and find records

Total Income is recorded income. Paid Expenses is recorded expenses. Remaining is income minus those expenses; it is not a bank balance. Dash shows yearly totals, while a month shows that month’s totals. Planned bills are separate from actual payments. Use search, the bill filters, and Transactions’ This Month or All controls to find entries. Use the edit or delete controls beside an entry to correct it; do not add a second copy.

Share a household budget

The owner can add up to three other people under Household access. One purchase covers the shared budget. Each person signs in using their own email code. A name in People / Split Totals controls calculations and does not grant access to the budget.

Refresh, backups, and starting a new year

Refresh reloads the current budget. Wait for saves to finish first. Backup downloads a budget JSON file; keep it private. Restore replaces the current budget state with that file after confirmation. Start Over clears income and transactions while keeping people, bill templates, payment URLs, and links. Download a backup before using Restore or Start Over.

If something does not load or save

Check your connection and use Retry save. If another session saved a newer budget, download a backup of your draft before reloading.